Company Formation
Accounting Services
Tax & Consulting
E-Residency Services
Additional Services
Customs Declaration Services
License Services

Who is Berfin.ee?

Berfin.ee is an Estonia-based platform offering tailored services from company setup to tax support.

Why Estonia?

As an EU member, Estonia offers digital infrastructure and low taxes — an ideal base for launching new ventures.

Vision & Mission

We empower digital businesses with secure, transparent, and fast services that stand out in today’s market.

Our Team

With a multilingual team of experts, we’re with you throughout every step of your company formation and daily operations.

Client Testimonials

Discover real stories from entrepreneurs who trusted Berfin.ee—learn about their satisfaction and the value we deliver.

Guides

Gain in-depth insights into doing business in Estonia with our guides on essential topics such as the tax system, e-Residency, and company formation.

Blog

Explore our up-to-date and inspiring content offering practical insights on entrepreneurship, digital infrastructure, and company management in Estonia.

Frequently Asked Questions

We’ve compiled the most common questions — from service processes to legal details — so you can get clear and quick answers with ease.

Estonia Online Money Transfer License

You can provide money transfer services throughout the European Union by operating securely and legally in the field of financial technologies.

LEGAL ASSURANCE

Advantages of
Estonia Online Money Transfer License Service

The online money transfer license (EMI or PI) obtained in Estonia allows you to issue electronic money and perform international money transfers. With this license, your company can operate as a reliable and regulated financial institution within the European Union.

Legal Compliance

Estonia offers a clear legal framework for financial service providers that complies with European Union standards. By obtaining a license, you meet regulatory requirements and inspire confidence in your customers.

Cost Advantage

Consulting services simplify the license application process. Complex procedures are simplified. This prevents unnecessary costs. Transactions are completed quickly thanks to Estonia’s digital infrastructure.

Access to the European Market

With an Estonian license, you can provide services to all countries in the European Economic Area. This gives your business the potential for global growth and investment.

Step-by-Step Guide to
Obtaining a Money Transfer License in Estonia

Learn about all stages from pre-application to completion of the licensing process. At Berfin.ee, we offer customized solutions and manage operational processes from start to finish on your behalf.

What is an Estonia Online Money Transfer License?

The license grants the right to issue electronic money (e-money) and facilitate the transfer of third-party funds. Issued in Estonia in accordance with European Union directives, this license provides a strong legal framework for businesses operating in the fintech sector.

Estonia Online Money Transfer License Service

What are Estonia's Online Money Transfer Services? ​

The service includes company establishment, license application, preparation of AML/KYC processes, establishment of internal audit systems, and reporting services. The most suitable license type for your field of activity is determined and the process is customized for you.

Estonia Online Money Transfer License Service

In Which Areas Is the Estonia Money Transfer License Used?

Licenses are used in areas such as electronic wallet services, mobile payment solutions, international money transfers, digital banking, and payment infrastructure providers. They play a critical role for fintech, e-commerce, and SaaS businesses.

Estonia Online Money Transfer License Service

Over 1000+ businesses in Europe trust Berfin.ee
Experience the ease of company startup today!

Are you struggling to expand your business to Europe? — We’re here to help.

EASY TRACKING

Estonia Online Money Transfer Licensing Process

The licensing process begins before the application and is completed with operational setup after approval. At Berfin.ee, we carry out all steps digitally on your behalf.

1
2
3
4
5

Needs Analysis and Planning

Your company structure and goals are reviewed. The appropriate license type (EMI/PI) is determined.

Company Formation and Preparation

The steps for establishing a company in Estonia are followed. A business plan, documents, and internal control files are prepared.

Creating the Application File

All documents required for online money transfer activities are collected. The license application is submitted to EFSA.

Process Tracking and Support

The application process is closely monitored with regulatory agencies. Any necessary additional documents are submitted.

License Approval and Commencement

After license approval, the online money transfer service is activated and reporting processes are initiated.

Obtaining an online transfer license has never been easier!

With our consulting services, you can obtain an online money transfer license for your commercial services in a practical manner!

Sanal Ofis
YOUR QUESTIONS

Frequently Asked Questions

You can find frequently asked questions about Estonia’s online money transfer license service here.

Is an Estonia money transfer license required?

Yes. This license is required to provide electronic money or money transfer services in Estonia.

Important advantages such as legal certainty, free provision of services within Europe, customer confidence, and access to investors are gained.

Costs vary depending on the type of company, scope of consulting, and application process. License fees and annual reporting obligations should be included in the calculation.

CONTACT

Ready to Work Together?

We can provide comprehensive support for your operational activities with online money transfer licensing consulting. Leave your details and we will contact you!